Resource
Part I. Setting-up a health micro-insurance scheme, rationale and relevance
Summary (French)
The present document is the first part of the introductory guide “Setting-up a Micro Health Insurance Scheme: Relevancy, challenges and process”, that aims to provide potential promoters of micro-insurance schemes with elements that might be essential to understand and to account for before deciding to engage in the setting-up of a health micro-insurance scheme.
More specifically, this first part “Setting up HMIS, rationale and relevancy” gives elements to:• understand the need to protect “excluded groups” against catastrophic health expenditures and inappropriate access to health care related to financial reasons and therefore understand the rationale for setting up a HMIS;• understand the core characteristics of a HMIS and approach a definition of HMIS; • evaluate when using health insurance mechanism to protect “excluded groups” is relevant and to understand which pre-conditions should be met to set-up a HMIS;• clarify HMIS' potential and limitations in regards to “excluded groups” protection against catastrophic health expenditures and inappropriate access to health care due to financial reasons.
Note
From the Guide: Setting-up a health micro insurance scheme: Relevance, challenges and process (General Draft V1, March 2006).