Policy Gaps and Implementation Issues
Common gaps and issues:
- • Almost no protection for non-poor workers in the informal sector
- • High evasion in the formal sector
- • Data limitations and targeting issues
- • Coordination issues and overlaps among programmes
1. Gaps and issues in the provision of health care for the whole population:
- • Gaps in coverage
- - More than 40% of the population in Indonesia is not covered by health insurance
- - Targeting errors and overlaps in beneficiaries
- - Geographic and financial access to health services
- - Challenges of BPJS Kesehatan in expanding coverage
- • Gaps in the level of protection
- - Exclusion of some treatments and diseases in the current programmes
- - Lack of clear benefit package and in-depth actuarial data of the current Jamkesmas
2. Gaps and issues in the provision of income security for children:
- • Gaps in coverage
- • The need for data improvement and clear targeting mechanisms
- • The need for better coordination and programme synchronization
- • Issues in programme management and disbursement of benefits
3. Gaps and issues in the provision of income security for the working age population:
- • Lack of linkages between employment programmes and social security programmes
- • Training often provided in ad hoc manner
- • Severance pay provides insufficient protection compared to unemployment insurance
- • Challenges of BPJS Ketenagakerjaan (BPJS II) in expanding coverage
4. Gaps and issues in the provision of income security for the elderly and for people with disability:
- • Coverage gap
- - The majority of Indonesian workers are currently without old age benefits
- - Under-coverage of social assistance for people with severe disabilities and the elderly
- • Data limitations
- • Old age lump sum benefits provide insufficient protection compared to monthly pension
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