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Jordan: Work injury benefits

Updated by Victoria Giroud-Castiella on 12.06.2015

 

Work injury benefits are provided by the Social Security Corporation and special systems exist for public-sector employees covered under civil or military pension laws. Under the Temporary Social Security Law No. (7) the insured workers are entitled to compensation for occupational injuries.  Depending on the consequences of the work injury different kinds of benefits are provided: disability pension (either temporary or permanent); medical care benefits; survirvors pension and funeral grant.

Since 2010 coverage is being extended gradually to cover all governorates (by end of 2011) and all workers independently of the size of the establishments. Self-employed and casual labor are at present excluded. A law on coverage for household workers has yet to be implemented (to be confirmed).

The scheme is financed by employers (at least 2% of monthly payroll) but no contribution is required on wages paid to apprentices. The government financed any deficit when required.

 

Information in this section comes from the Observatory of the International Social Security Association (ISSA). It is collected through surveys carried out by the ISSA in co-operation with the U.S. Social Security Administration (SSA).
  1. Regulatory framework
  2. Coverage
  3. Source of funds
  4. Qualifying conditions
  5. Cash benefits for insured workers (except permanent disability)
  6. Permanent disability benefits for insured workers
  7. Medical benefits for insured workers
  8. Survivors benefits for dependents
  9. Administrative organization

Regulatory Framework

First law: 1978.

Current law: 2010 (Temporary Social Security Law No. 7), to be implemented in 2011.

Type of program: Social insurance system.

 

Coverage

Employees older than age 16 working in private establishments with at least 5 workers (coverage is being extended gradually starting from the Aqaba Special Economic Zone to cover all governorates by end of 2011); employers; government and public-sector employees not covered under civil or military pension laws; employees of universities, municipalities, and village councils; Jordanian citizens working at diplomatic missions or for international organizations; and apprentices younger than age 16.

Exclusions: Civil servants hired before 1995 and military staff hired before 2003; foreign employees in international organizations or foreign political or military missions; self-employed persons; and casual labor. (A law on coverage for household workers has yet to be implemented.)

Special systems for public-sector employees covered under civil or military pension laws.

 

Source of funds

Insured person: None.

Self-employed person: Not applicable.

Employer: At least 2% of monthly payroll (may be reduced to 1% if the employer assumes the full cost of medical treatment and the payment of daily allowances for temporary disability; may be increased up to 4% depending on the employer's implementation of occupational health and safety standards and sector risk). No contribution is required on wages paid to apprentices.

Government: Any deficit.

 

Qualifying conditions

Work injury benefits: There is no minimum qualifying period.

 

Cash benefits for insured workers (except permanent disability)

Temporary disability benefit: 75% of the insured's daily earnings is paid until the insured resumes work, is assessed with a permanent disability, or dies. The employer pays the earnings for the day the accident occurred; thereafter, the Social Security Corporation.

 

Permanent disability benefits for insured workers

Permanent disability pension: If the insured is assessed with a total disability, 75% of the monthly earnings on the day of the injury is paid.

Constant-attendance allowance: 25% of the pension is paid.

Partial disability: If assessed with a disability of less than 30%, a lump sum is paid of the total disability pension (75% of monthly earnings on the day of the injury) multiplied by the percentage of the assessed degree of disability multiplied by 36 months of earnings.

The Medical Committee and Appeal Committee are responsible for assessing the degree of disability.

 

Medical benefits for insured workers

Medical benefits: Medical treatment, hospitalization, transportation, and rehabilitation services (including artificial limbs) are provided.

 

Survivors benefits for dependents

Survivor pension: 75% of the covered monthly earnings on the day of the injury is paid. If there is more than one eligible survivor, the pension is split according to a schedule in law.

Eligible survivors include a widow; a disabled widower; the insured's male children up to age 26 if a student or until the completion of the first university degree, whichever comes first; all dependent daughters if unmarried, widowed, or divorced; dependent brothers younger than age 18; dependent sisters; parents; and an unborn child.

The pension for a widow, daughter, or sister is suspended on marriage but is resumed if she is subsequently widowed or divorced.

All newly awarded pension benefits are increased by 40 dinars.

Funeral grant: 500 dinars is paid.

Administrative organization

Social Security Corporation (http://www.ssc.gov.jo) administers the program.

Social Security Corporation
Amman 11110,
PO Box 926031,
Amman,
Jordan

Tel.: +(962-6) 550 1880
Fax: +(962-6) 550 1888

 


The ILO Social Security Inquiry
 

More facts and figures
 
 
  • The total number of work accidents reported to the corporation was 17261 in 2009, 77.4% of them were considered as work injuries.
  • The proportion of insured persons injured as result of their work in 2009 was 2.1% of the total active insured persons covered by social security.
  • 90.2% of total work injuries ended with a recovery in 2009. while 9.1% of work injuries led to disability and 0.7% of injuries led to death.
  • The highest proportion of work accidents was in the “manufacturing” sector; 41.1% of total reported work accidents in 2009, followed by “constructions” sector with 12.2%. While the percentage of work accidents in the “wholesale and retail trade” sector was 11.1%. Work accidents in the “regional committees and organizations” sector were the lowest; the reported accidents represented only 0.2% of thetotal accidents for 2009.

Source: SSC Annual Report 2009

 


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