Summary (English)

As the largest democracy in the world, India is still striving to extend basic human rights, including social protection, to all its citizens.

However, a growing perception of the necessity to extend social protection to all excluded groups has recently been observed in India, together with a wider commitment to actively contribute to this extension through various strategies, including the promotion on new micro insurance schemes.

As a direct result, numerous actors of the civil society (community based organisations, women's groups, informal economy trade unions, NGOs, micro finance institutions, etc.) have already designed and set up in-house tailor-made micro insurance schemes, to answer the priority needs and contributory capacity of their target groups.

The objective of the present report is to provide an across-the-country review of the various on-going health micro-insurance schemes targeting the disadvantaged groups of the society. To this day, there are only a few fully documented initiatives all over the world. India may become a new reference with the present work reviewing 100 on-going health micro-insurance schemes spread all over the country.

View the report. It is divided into five parts:

1. Index, introduction, analysis and main findings (43 pp., 2.20 MB)
    
2. Comparative Data (34 pp., 278 KB)
    
3. National Review Part I (231 pp., 1.32 MB)
    
4. National Review Part II (227 pp., 1.30 MB)
    
5. Annexures (30 pp., 185 KB)