Resource
Social re-insurance. A new approach to sustaining community health financing.
- English
- French
Summary (English)
Discusses the strategies and public policies that countries can use to mitigate the shortcomings of community financing schemes designed along the lines of microinsurance. Re-insurance is emphasized as a mechanism for enlarging the risk pool and spreading risks across larger population groups than any one scheme could do on its own. Other measures explored include: improving the actuarial basis for determining the insurance premium needed to protect against expenditure fluctuations; introducing subsidies to pay for the premiums of low-income populations; using effective prevention and case-management techniques to limit expenditure fluctuations enlisting technical support; establishing and strengthening links with formal financing and provider networks. The volume demonstrates how, through such actions, community financing can be the important first step toward improving financial protection and access to health services for the poor.
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